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Address report · Ward 13 Toronto Centre

78 Mutual St

78 Mutual St is in Downtown Yonge East. It's outside TRCA flood hazard areas and there are 17 planning applications nearby (12 under review, five approved).

Data as of Nov 8, 2026 · Every item lists its source

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Key findings
  • 4 building permits in the last 5 years.
  • Outside TRCA flood hazard areas.
  • 17 planning applications within 250 m: 12 under review, five approved.
Planning proposals9within 250 m
Major crimes894within 500 m, 12 months
Nearest transit447 mTMU station
Dundas StJarvis StShuter StYonge StChurch StDalhousie StMutual StDundas SqBond StVictoria StGeorge St123456789Map data: City of Toronto (Toronto Centreline)Dundas StJarvis StShuter StChurch StQueen StDalhousie StBond StGeorge StMutual StGould St123456789Map data: City of Toronto (Toronto Centreline)
The red dot is 78 Mutual St. The circle shows 250 metres, about a 3-minute walk. Numbers match the proposals in section 01.

01What’s planned near 78 Mutual St

17 active planning applications within 250 m (about a 3-minute walk): 12 under review, five approved. That's more than at 9 in 10 Toronto addresses.

In progress

  1. 1
    Site Plan
    295 Jarvis St · 127 m away
    Site Plan: City review of the design and layout of a new building

    City planners are reviewing it. Residents can comment before a decision is made.

    Proposal to facilitate the redevelopment of the site with a 60-storey residential building with a 9-storey podium along Jarvis Street. Overall, the proposal consists of a total of 44,530 square metres of gross floor area. The proposed…
    File 22 229719 STE 13 SA · submitted Nov 15, 2022 · City record and how to comment
  2. 2
    Condominium
    279 1/2 George St and 2 more addresses · 148 m away
    Condominium: a request to divide a building into condominium units

    City planners are reviewing it. Residents can comment before a decision is made.

    *** Draft Plan of Condominium for 495 units.
    All 3 addresses

    279 1/2 George St · 212 Dundas St E · 218 Dundas St E

    File 21 230230 STE 13 CD · submitted Oct 25, 2021 · City record and how to comment
  3. 3
    Site Plan
    279 1/2 George St and 2 more addresses · 148 m away
    Site Plan: City review of the design and layout of a new building

    City planners are reviewing it. Residents can comment before a decision is made.

    Site Plan Approval application for a 44-storey mixed-use building comprised of 32,829 square metres of gross floor area including 542 residential dwelling units.
    All 3 addresses

    279 1/2 George St · 212 Dundas St E · 218 Dundas St E

    File 21 218559 STE 13 SA · submitted Sep 28, 2021 · City record and how to comment
Show 2 more in progress
  1. 4
    Official Plan / Rezoning
    309 George St and 1 more address · 174 m away
    Official Plan / Rezoning: a request to change the Official Plan or zoning so something new can be built

    City planners are reviewing it. Residents can comment before a decision is made.

    Lift the Hold application related to a new 10-storey building, containing 80 emergency shelter beds, 100 transitional shelter beds, 124 long-term care beds, 70 supportive housing units, and a 2,269 square metre community hub. The proposal…
    All 2 addresses

    309 George St · 311 George St

    File 25 239940 STE 13 OZ · submitted Oct 15, 2025 · City record and how to comment
  2. 5
    Site Plan
    239 Dundas St E and 2 more addresses · 209 m away
    Site Plan: City review of the design and layout of a new building

    City planners are reviewing it. Residents can comment before a decision is made.

    Site Plan Approval application to facilitate the redevelopment of the site for a 49-storey mixed-use building having a non-residential gross floor area of 198.40 square metres, and a residential gross floor area of 41,363.20 square…
    All 3 addresses

    239 Dundas St E · 241 Dundas St E · 243 Dundas St E

    File 22 124213 STE 13 SA · submitted Mar 18, 2022 · City record and how to comment

Decided recently

  1. 6
    Minor variance
    203 Jarvis St · 154 m away
    Committee of Adjustment · Minor variance: permission to bend a zoning rule, such as height, size or setbacks

    The Committee of Adjustment approved it on Dec 13, 2023.

    To alter the development standards for the 32-storey mixed-use building (as approved under Site Specific Zoning By-law 683-2020(LPAT)) by reducing the width of the bicycle parking spaces.
    File A0940/23TEY · submitted Oct 23, 2023
  2. 7
    Minor variance
    30 Mutual St · 194 m away
    Committee of Adjustment · Minor variance: permission to bend a zoning rule, such as height, size or setbacks

    The Committee of Adjustment approved it on Aug 10, 2016.

    To construct a 29 storey mixed use building containing 421 residential units and 810.0 m2 of retail uses located at grade, fronting onto Shuter Street. A 4 level underground parking garage is located directly beneath the proposed…
    File A0403/16TEY · submitted Apr 7, 2016
Show 2 more decided
  1. 8
    Site Plan
    225 Jarvis St · 195 m away
    Site Plan: City review of the design and layout of a new building

    City planners approved the site plan, with conditions to meet before a building permit.

    Proposal for a 49-storey mixed-use building comprised of 215 hotel suites, 580 residential dwelling units, and ground floor non-residential uses. The total residential gross floor area is 42,780 square metres, and the total…
    File 20 207326 STE 13 SA · submitted Oct 16, 2020 · City record and how to comment
  2. 9
    Official Plan / Rezoning
    239 Dundas St E and 1 more address · 209 m away
    Official Plan / Rezoning: a request to change the Official Plan or zoning so something new can be built

    City Council approved it.

    Revised Official Plan Amendment and Zoning By-law Amendment application has been submitted to permit a 52-storey mixed-use building containing 630 dwelling units, 149 square metres of retail GFA and 36,600 square metres of residential…
    All 2 addresses

    239 Dundas St E · 241 Dundas St E

    File 22 124214 STE 13 OZ · submitted Mar 18, 2022 · City record and how to comment

Development Applications and Committee of Adjustment Applications, City of Toronto. A proposal that covers several addresses is listed once. Decided: development files submitted in the last 4 years; Committee of Adjustment decisions in the last 2 years.

02Safety near 78 Mutual St

Police recorded 894 major crimes within 500 m from Oct 2025 to Sep 2026: 663 assaults, 88 break-ins, 73 robberies, 48 thefts over $5,000 and 22 car thefts. Per resident, in Downtown Yonge East in 2025, assaults, break-ins, robberies and thefts over $5,000 were above the Toronto rate; car thefts were below it. Police place each incident at the nearest intersection, so these figures describe the area, not this address.

Major crimeNear this addressreported within 500 m, last 12 monthsDowntown Yonge Eastper 100,000 residents, 2025Torontoper 100,000 residents, 2025
Assaults6632,361768Downtown Yonge East is higher
Break-ins88275190Downtown Yonge East is higher
Car thefts2276225Downtown Yonge East is lower
Robberies7314379Downtown Yonge East is higher
Thefts over $5,0004810061Downtown Yonge East is higher

Thick bar: Downtown Yonge East. Thin grey bar: Toronto. Source: Toronto Police Service Public Safety Data Portal, Major Crime Indicators (Oct 1, 2025 to Sep 30, 2026) and Neighbourhood Crime Rates. Reported incidents only; police place each incident at the nearest intersection. Five-year trends for Downtown Yonge East

03Getting around from 78 Mutual St

The nearest subway station is TMU Station (Line 1), about a 7-minute walk (0.4 km). Within a 5-minute walk there are 5 TTC stops served by routes 501, 505 and 506, with about 2,624 departures on a typical weekday. The nearest GO train station is Union Station GO, 1.3 km away, with 354 train stops on a weekday.

Nearest subway station
TMU Station 447 m

Source: TTC · Line 1 · about 7 min walk

Streetcars
505, 506 140 m

Nearest stop: Dundas St East at Jarvis St.

Streetcars
505, 506 145 m

Nearest stop: Dundas St East at Church St.

Streetcar
501 300 m

Nearest stop: Queen St East at Jarvis St.

Nearest GO train station
Union Station GO 1.3 km

Source: GO Transit · 354 train stops on a weekday

TTC and GO Transit schedules for a typical weekday (Nov 11, 2026). Walking times are estimates.

04Schools and families near 78 Mutual St

These are the closest public and Catholic schools by distance. They may not be the schools assigned to this address: school boards set their own attendance areas, so check with the Toronto District School Board or Toronto Catholic District School Board.

St Michael's Choir (Jr) School
Elementary · 184 m · TCDSB · grades 1-8 · 135 students
Grade 6 reading 100%Grade 6 math 100%
École élémentaire Gabrielle-Roy
Elementary · 287 m · Viamonde · grades JK-6 · 270 students
Grade 6 reading 100%Grade 6 math 88%
Collège français élémentaire
Elementary · 730 m · Viamonde · grades 7-8 · 75 students
No provincial test results
St Michael's Choir (Sr) School
Secondary · 211 m · TCDSB · grades 9-12 · 105 students
Grade 10 literacy 100%
Collège français secondaire
Secondary · 761 m · Viamonde · grades 9-12 · 155 students
Grade 10 literacy 100%

Share of students meeting the provincial standard; the red tick is the Toronto average. Private schools within 1 km: Keystone International Schools, Taie International Institute School, Le College Francais - Carlton Campus, National Ballet School - Margaret Mccain Acedemic Centre, Liberty Prep School and 3 more. Source: Ontario Ministry of Education (2026), EQAO results.

Within 500 m (about a 6-minute walk): three licensed child care centres, one EarlyON centre, three privately owned public spaces and four shelters or respite sites.

Licensed child care
Bloomsbury Academy 168 m

29 Dalhousie St · 44 spaces · toddler, preschool, kindergarten

Licensed child care
Garderie La Farandole De Toronto Inc. 271 m

14 Pembroke St · 149 spaces · infant, toddler, preschool, kindergarten, school age · in the $10-a-day program · fee subsidies

Licensed child care
Toronto Metropolitan University Early Learning Centre (Tmu Elc) 453 m

350 Victoria St · 39 spaces · toddler, preschool · in the $10-a-day program · fee subsidies

EarlyON centre
Centre On Y Va Ecole Elementaire Gabrielle-Roy 271 m

14 Pembroke St · free programs for children up to 6 and their caregivers

Public space (POPS)
56 Queen St E 280 m

A publicly-accessible open space that is open and accessible to the public between 7:30am and dusk.

Public space (POPS)
2 Queen St E 436 m

A 550 m2 corner plaza with public art located at Queen Street East and Victoria Street.

Public space (POPS)
None 478 m

Pedestrian mid-block connection.

Shelter or respite site
Dixon Hall 354 George St 409 m

354 George St · Mixed Adult · 50 beds

Shelter or respite site
Street Haven 452 m

87 Pembroke St · Women · 30 beds

Shelter or respite site
SA Gateway 462 m

107 Jarvis St · Men · 78 beds

Shelter or respite site
TSSS Seaton House 468 m

339 George St · Men · 103 beds

Source: City of Toronto Licensed Child Care Centres, EarlyON Child and Family Centres, POPS, and Daily Shelter Occupancy (Nov 6, 2026). Confidential shelter locations are not published.

05The building at 78 Mutual St

Building orders and notices
None open (4 closed) This address

Source: Building Construction/Demolition Violations

Building permits, last 5 years
4 permits This address

4 building permits in the last 5 years, for 2 projects. For comparison, about 1 in 10 Toronto addresses had any permit in that time. Permits show work the City approved; they don't show work done without a permit.

Source: Building Permits · 9 on record

Heritage status
Not on the Heritage Register This address

It isn't listed or designated on the City's Heritage Register.

Source: Heritage Register

Permit history: 5 projects from 9 permits
  • Interior Alterations · inspection · issued Nov 27, 2023
    Landlord improvements to vacant retail store · 3 permits in this project (such as building, plumbing and heating) · Permit 23 228782
  • Balcony/Guard Repairs · completed Jun 12, 2024
    Proposal for balcony repairs to an existing apartment building.Convenience address is 81 Dalhousie St. · Permit 23 164288
  • Fire Alarm · permit issued · issued Oct 6, 2020
    Proposal for the replacement of a fire alarm system. · Permit 20 194166
  • Special Ventilation System · revision issued · issued Feb 28, 2019
    Rev 01: change from ecologizer to ventless hood system · 2 permits in this project (such as building, plumbing and heating) · Permit 19 109950
  • Building work · completed Jul 2, 2025
    Proposal to increase scope of work by replacing 11th and 12th floor terrace gaurds. Convenience address is 75 Dalhousie St.Proposal for exterior joint sealant replacement , refinish… · 2 permits in this project (such as building, plumbing and heating) · Permit 16 216740

06Around the block

Short-term rentals288registered within 250 m

Stays of less than 28 days, like Airbnb. That's more than at almost all Toronto addresses.

Licensed rooming houses2within 250 m

Houses that rent individual rooms with shared kitchens or bathrooms. The City licenses them to enforce safety standards.

New storefront businesses2licensed within 250 m, last 90 days

Restaurant or bar, Vape shop.

Source: Short Term Rentals Registration, Multi-Tenant (Rooming) House Licences, and Business Licences and Permits (storefront types; owners’ personal names are never shown).

07Risks and environment at 78 Mutual St

Flood and shoreline hazards
Outside This address

TRCA's maps show this address is outside the areas that could flood from rivers in a major storm (TRCA plans for a storm like Hurricane Hazel in 1954) and outside lake shoreline hazards. Basement flooding from overloaded sewers can still happen anywhere in the city.

Source: TRCA Regulation mapping 2025

Lead in tap-water tests, postal area M5B
0% of tests above Ontario's limit Your area · M5B

In postal area M5B, 0 of 17 home tap-water samples (0%) tested above Ontario's limit for lead (10 micrograms per litre). That's too few samples to compare with the rest of the city. Health Canada recommends a stricter limit of 5 micrograms per litre: 1 samples here (5.9%) were above it. These are voluntary tests, mostly from older homes, so they don't tell you about this house. Lead comes from old pipes and plumbing, not the City's treatment plants. If your home was built before the mid-1950s, you can get a free test kit by calling 311.

Source: Non Regulated Lead Sample · 17 tests, Jun 6, 2014 to Jun 27, 2025

Air quality now
2 · Low risk Your area

Air Quality Health Index from Environment and Climate Change Canada's Toronto Downtown station, 2.8 km away, measured 2:00 PM EST Sunday 8 November 2026. Forecast high for the next 24 hours: 2 (low risk). The scale runs from 1 to 10+; 1 to 3 is low risk.

Source: Environment and Climate Change Canada · hourly

TRCA mapping is for screening, not site-specific decisions. Lead results are voluntary samples from homes in the postal area, not this address.

08The neighbourhood: Downtown Yonge East

Downtown Yonge East had 17,700 residents in 2021. The median household income was $69,500, lower than the typical Toronto neighbourhood ($85,000). 64% of households rent (typical neighbourhood: 46%). 49% of renters spend 30% or more of their income on housing. 27% of workers commuted by transit and 43% walked or cycled (typical neighbourhood: 26% and 5%). The most common first languages other than English and French are Mandarin (8.0%), Cantonese (3.7%) and Spanish (3.0%). Source: 2021 Census; the next census was taken in 2026.

Residents (2021)17,700Downtown Yonge East
Median household income$69,500typical neighbourhood $85,000
Households that rent64%typical neighbourhood 46%
Commute by transit27%typical neighbourhood 26%

In October 2025, the average rent for a two-bedroom in a purpose-built rental building in the former City of Toronto was $2,457, up 6% from a year earlier. Across Toronto: $2,055. 3.2% of these apartments were vacant. These are averages paid by all tenants, including long-term ones, across a large area; new listings usually cost more.

Average rent, October 2025Former City of TorontoChange in a yearCity of Toronto
Studio$1,526+2%$1,499
1 bedroom$1,914+4%$1,763
2 bedrooms$2,457+6%$2,055
3 bedrooms or more$3,1950%$2,361

Source: CMHC, Rental Market Survey (October 2025), purpose-built rental apartments. Adapted by My Address in Toronto.

How Downtown Yonge East compares with Toronto’s 158 neighbourhoods →

09Quick answers about 78 Mutual St

Is 78 Mutual St in a flood plain?

No. TRCA maps it outside river flood and lake shoreline hazard areas. Basement flooding from sewers can still happen anywhere. Source: TRCA Regulation mapping 2025, as of Nov 8, 2026.

What is being built near 78 Mutual St?

There are 17 active planning applications within 250 metres (12 under review, five approved). The closest is at 295 Jarvis St, 127 m away. Source: Development Applications; Committee of Adjustment Applications, as of Nov 8, 2026.

Has 78 Mutual St been renovated?

Yes. The City has 9 building permits on record, 4 in the last 5 years. Source: Building Permits, as of Nov 8, 2026.

Is 78 Mutual St a heritage property?

No. It isn't listed or designated on the City's Heritage Register. Source: Heritage Register, as of Nov 8, 2026.

How far is 78 Mutual St from the subway?

The nearest station is TMU Station (Line 1), 0.4 km away (about a 7-minute walk). 5 TTC stops are within a 5-minute walk. Source: TTC and GO Transit schedules, as of Nov 8, 2026.

What schools are near 78 Mutual St?

The closest are St Michael's Choir (Jr) School, École élémentaire Gabrielle-Roy and St Michael's Choir (Sr) School. These may not be the assigned schools; check with the school board. Source: Ontario Ministry of Education school information, as of Nov 8, 2026.

How much crime is there near 78 Mutual St?

Police recorded 894 major crimes within 500 m from Oct 2025 to Sep 2026: 663 assaults, 88 break-ins, 73 robberies, 48 thefts over $5,000 and 22 car thefts. Per resident, in Downtown Yonge East in 2025, assaults, break-ins, robberies and thefts over $5,000 were above the Toronto rate; car thefts were below it. Police place each incident at the nearest intersection, so these figures describe the area, not this address. Source: Toronto Police Service, as of Nov 8, 2026.

Answers are generated from the data on this page and update when the data changes.

10From the archives

Mutual St, south of Shuter
1975 · 88 m awayMutual St, south of ShuterCity of Toronto Archives, Fonds 1526, File 61, Item 85
Corner of Mutual St. and Shuter St., looking south-west
1972 · 88 m awayCorner of Mutual St. and Shuter St., looking south-westCity of Toronto Archives, Fonds 2032, Series 841, File 53, Item 33
Shuter St, northwest view at Mutual St
1975 · 88 m awayShuter St, northwest view at Mutual StCity of Toronto Archives, Fonds 1526, File 62, Item 104
Corner of Mutual St. and Shuter St., looking south-east
1972 · 88 m awayCorner of Mutual St. and Shuter St., looking south-eastCity of Toronto Archives, Fonds 2032, Series 841, File 53, Item 32
Corner of Mutual St. and Shuter St., looking north-east
1972 · 88 m awayCorner of Mutual St. and Shuter St., looking north-eastCity of Toronto Archives, Fonds 2032, Series 841, File 53, Item 31
Shuter St, west from Mutual St
1975 · 88 m awayShuter St, west from Mutual StCity of Toronto Archives, Fonds 1526, File 62, Item 106
Mutual St, east side at Shuter St
1975 · 88 m awayMutual St, east side at Shuter StCity of Toronto Archives, Fonds 1526, File 61, Item 84
Shuter St at Mutual St, northwest corner
1975 · 88 m awayShuter St at Mutual St, northwest cornerCity of Toronto Archives, Fonds 1526, File 62, Item 109
Corner of Mutual St. and Shuter St., looking north-west
1972 · 88 m awayCorner of Mutual St. and Shuter St., looking north-westCity of Toronto Archives, Fonds 2032, Series 841, File 53, Item 30

Photo locations are matched from each photo’s title against City street and address data, so some may be off. Report a wrong location

78 Mutual St, Toronto M5B (Downtown Yonge East): development nearby, crime, transit and schools · My Address in Toronto