Skip to content
My Address in Toronto
My Address in Toronto · 20 Bay St, Toronto · Data as of Nov 9, 2026
Address report · Ward 10 Spadina-Fort York

20 Bay St

20 Bay St is in St Lawrence-East Bayfront-The Islands. There are 5 planning proposals within 250 m, including 958 homes (approved). Union Station is a 8‑minute walk.

Data as of Nov 9, 2026 · Every item lists its source

Key findings
  • 38 building permits in the last 5 years.
  • 958 homes was approved, 239 m away (7 Yonge St).
  • Assaults and thefts over $5,000 in St Lawrence-East Bayfront-The Islands were above the Toronto rate in 2025.
  • Union Station (Line 1) is about a 8-minute walk.
  • The nearest elementary school is St Michael Catholic School, 965 m away.
Planning proposals5within 250 m
Major crimes225within 500 m, 12 months
Nearest transit527 mUnion station
Harbour StYork StF G Gardiner XyBay StLake Shore BlvdYonge StQueens QuayGrand Trunk CresFreeland StBremner Blvd12345Map data: City of Toronto (Toronto Centreline)York StBay StHarbour StLake Shore BlvdYonge StF G Gardiner XyQueens QuayBremner Blvd12345Map data: City of Toronto (Toronto Centreline)
The red dot is 20 Bay St. The circle shows 250 metres, about a 3-minute walk. Numbers match the proposals in section 01.

01What’s planned near 20 Bay St

5 planning proposals within 250 m (about a 3‑minute walk): four in progress and one decided recently. Some cover several addresses; each proposal is listed once. That's more than at most Toronto addresses (the typical address has 1).

In progress

  1. 1
    57-storey building with shops
    30 Bay St and 1 more address · 134 m away
    Site plan: City review of the design and layout of a new building

    City planners are reviewing it. Residents can comment before a decision is made.

    Site plan application for a proposed 57-storey non-residential building.
    All 2 addresses

    30 Bay St · 60 Harbour St

    File 19 261546 STE 10 SA · submitted Dec 16, 2019 · City record and how to comment
  2. 2
    408 homes
    141 Bay St · 237 m away
    Site plan: City review of the design and layout of a new building

    City planners are reviewing it. Residents can comment before a decision is made.

    Site Plan Control applicaiton to permit two towers on top of the existing heritage designated Dominion Public Building. A total gross floor area (GFA) of 89,058 square metres is proposed, consisting of 408 residential units, 253 hotel…
    File 20 144978 STE 10 SA · submitted May 13, 2020 · City record and how to comment
  3. 3
    40-storey building with shops
    7 Yonge St · 239 m away
    Site plan: City review of the design and layout of a new building

    City planners are reviewing it. Residents can comment before a decision is made.

    Site Plan Approval for Phase 4 & 5 of the One Yonge Development, consisting of two non-residential towers having heights of 22 and 40-storeys, respectively.
    File 21 245354 STE 10 SA · submitted Dec 6, 2021 · City record and how to comment
Show 1 more in progress
  1. 4
    Subdivision
    7 Yonge St · 239 m away
    Subdivision: a request to divide land into new lots and streets

    City planners are reviewing it. Residents can comment before a decision is made.

    Draft Plan of Subdivision to create two lots separated by a public road (extension of Harbour Street).
    File 16 126393 STE 28 SB · submitted Mar 11, 2016 · City record and how to comment

Decided recently

  1. 5
    958 homes
    7 Yonge St · 239 m away
    Condominium: a request to divide a building into condominium units

    It has been approved.

    Draft Plan of Phased Condominium for 958 residential dwelling units.
    File 25 125180 STE 10 CD · submitted Mar 5, 2025 · City record and how to comment

Development Applications and Committee of Adjustment Applications, City of Toronto. A proposal that covers several addresses is listed once. Decided: development files submitted in the last 4 years; Committee of Adjustment decisions in the last 2 years.

02Safety near 20 Bay St

Police recorded 225 major crimes within 500 m of this address from Oct 2025 to Sep 2026. That's more than at 97% of Toronto addresses. The table compares the neighbourhood's rates with Toronto's.

Major crime Near this addresswithin 500 m, last 12 monthsSt Lawrence-East Bayfront-The Islands compared with Torontorate per 100,000 residents, 2025
Assaults136 near this address38% higher1,060 vs 768 per 100,000
Thefts over $5,00015 near this address29% higher78 vs 61 per 100,000
Robberies14 near this address23% higher96 vs 79 per 100,000
Break-ins53 near this address14% lower164 vs 190 per 100,000
Car thefts7 near this address89% lower25 vs 225 per 100,000

Source: Toronto Police Service Public Safety Data Portal, Major Crime Indicators (Oct 2, 2025 to Sep 30, 2026) and Neighbourhood Crime Rates. Reported incidents only; police place each incident at the nearest intersection. Five-year trends for St Lawrence-East Bayfront-The Islands

03Getting around from 20 Bay St

The nearest subway station is Union Station (Line 1), about a 8‑minute walk (0.5 km). Within a 5‑minute walk there are 9 TTC stops served by the 510 and 509 streetcars and the 114 bus, with about 1,869 departures on a typical weekday. The nearest GO train station is Union Station GO, 0.5 km away, with 354 train stops on a weekday.

Nearest subway station
Union Station 527 m

Source: TTC · Line 1 · about 8 min walk

Bus
114 Queens Quay East 47 m
Nearest stop: Bay St at Harbour St South Side - Jack Layton Ferry Terminal, plus 3 more stops for this route within 250 m.
Streetcars
509 Harbourfront, 510 Spadina 54 m
Nearest stop: Queens Quay/Ferry Docks Station.
Nearest GO train station
Union Station GO 477 m

Source: GO Transit · 354 train stops on a weekday

TTC and GO Transit schedules for a typical weekday (Nov 11, 2026). Walking times are estimates.

04Schools and child care near 20 Bay St

The closest public and Catholic schools. They may not be the ones assigned to this address; check with the Toronto District School Board (TDSB) or Toronto Catholic District School Board (TCDSB).

Elementary schools

Share of Grade 6 students meeting the provincial standard. Toronto: 87% reading, 54% math.

St Michael Catholic School
965 m · TCDSB · grades JK-8 · 150 students
83%below Toronto36%below Toronto
Bishop Macdonell Catholic School
1.4 km · TCDSB · grades JK-8 · 420 students
97%above Toronto64%above Toronto
Jean Lumb Public School
1.4 km · TDSB · grades JK-8 · 580 students
93%above Toronto65%above Toronto

Secondary schools

Share of students who passed the Grade 10 literacy test on their first try. Toronto: 84%.

St Michael's Choir (Sr) School
1.5 km · TCDSB · grades 9-12 · 105 students
Small school: results can change a lot from year to year.
100%above Toronto
City School
1.7 km · TDSB · grades 9-12
58%below Toronto

The red tick on each bar is the Toronto average. Source: Ontario Ministry of Education (2026), EQAO results.

Within 500 m (about a 6‑minute walk): four licensed child care centres and no EarlyON centres.

Licensed child care
Pinnacle Jr YMCA 228 m
12 Yonge St · 44 spaces · infant, toddler, preschool · in the $10-a-day program · fee subsidies
Licensed child care
Kidz Kare Daycare 269 m
15 York St · 96 spaces · toddler, preschool, school age · in the $10-a-day program
Licensed child care
Waterclub Jr YMCA 335 m
208 Queens Quay W · 52 spaces · infant, toddler, preschool · in the $10-a-day program · fee subsidies
Show 1 more child care centre
Licensed child care
Downtown Montessori At Infinity Place (Day Care Connection) 408 m
26 Grand Trunk Cres · 65 spaces · infant, toddler, preschool · in the $10-a-day program

Source: City of Toronto Licensed Child Care Centres, EarlyON Child and Family Centres, and ChildCareSafe (Toronto Public Health inspections).

05The building at 20 Bay St

There are no by-law investigations, heritage listing or short-term rental registration on record for 20 Bay St. Here is what the City does have.

Building orders and notices
None open (1 closed)

Source: Building Construction/Demolition Violations

Building permits, last 5 years
38 permits
38 building permits in the last 5 years, for 9 projects. For comparison, about 10% of Toronto addresses had any permit in that time. Permits show work the City approved; they don't show work done without a permit.

Source: Building Permits · 71 on record

Permit history: 9 projects from 25 permits (most recent 25 of 71)
  • Interior Alterations · permit issued · issued Oct 27, 2026
    Proposal to install and supply a new phone booth furniture item associated with FSU permit 26 200892. · Permit 26 254460
  • Interior Alterations · under review · issued Oct 5, 2026
    Proposal for interior alterations for a new layout for 2 office units · 3 permits in this project (such as building, plumbing and heating) · Permit 26 249818
  • Addition and fire safety system · permit issued · issued Sep 30, 2026
    Proposed alterations for the addition of 3 phone booths, 1 sprinkler and fire alarm for each. · 2 permits in this project (such as building, plumbing and heating) · Permit 26 246218
  • Sprinklers · inspection · issued Aug 11, 2026
    Addition of phone booth, and necessary life safety services to serve phone booth. - Unit 340 · Permit 26 200892
  • Electromagnetic Locks · completed Jun 30, 2026
    Proposal to re-activation 3 Double and 1 Single Electromagnetic locks on the 24th floor using a new power supply and tie in to buildings existing Mag Lock release · Permit 26 100102
  • Interior Alterations · completed Jun 26, 2026
    Back file fire protection drawing to building permit 25 221806 BLD 01 BA as per building inspector's deficiency report item no.1Revision 01: revised new interior layout for 2 office… · 7 permits in this project (such as building, plumbing and heating) · Permit 25 221806
  • Interior Alterations · completed Dec 12, 2025
    REVISION - revised for installation of a walk-in coolerProposed interior renovation to a take-away restaurant. Work includes demolition of existing partition walls; and construction of partition… · 5 permits in this project (such as building, plumbing and heating) · Permit 25 149385
  • Interior Alterations · completed Apr 9, 2025
    Interior renovation project, demolish interior walls, ceilings, sinks. Remain all structural elements and demising walls. Add new interior partitions, walk-in cooler, ceilings, hood, related… · 3 permits in this project (such as building, plumbing and heating) · Permit 25 139891
  • Interior Alterations · completed Oct 8, 2025
    Proposed interior alterations for two model suites. · 2 permits in this project (such as building, plumbing and heating) · Permit 24 227894

06Around the block

Short-term rentals8registered within 250 m

Stays of less than 28 days, like Airbnb. That's more than at most Toronto addresses (the typical address has 2).

Licensed rooming houses0within 250 m

Houses that rent individual rooms with shared kitchens or bathrooms. The City licenses them to enforce safety standards.

New storefront businesses23licensed in St Lawrence-East Bayfront-The Islands, last 90 days

Marcheleo's Marketplace (restaurant or bar), Hair Tv Studio (salon or personal services), South Street Burger (restaurant or bar), and 20 more.

Public spaces (POPS)5privately owned, open to the public, within 500 m

33 Bay Street (160 m), 10 Yonge Street (230 m), 16 York Street (372 m), and 2 more.

Shelters and respite sites0within 500 m
All new business licences in St Lawrence-East Bayfront-The Islands (23)
  • Marcheleo's Marketplace · Restaurant or bar · 1 Edgewater Dr · 1200 m · licensed Nov 4, 2026
  • Hair Tv Studio · Salon or personal services · 145 Front St E · 1165 m · licensed Nov 3, 2026
  • South Street Burger · Restaurant or bar · 12 Richardson St · 844 m · licensed Nov 3, 2026
  • Roywoods Union · Take-out or food shop · 65 Front St W · 485 m · licensed Nov 2, 2026
  • Touche · Salon or personal services · 455 Front St E · 2119 m · licensed Oct 30, 2026
  • Arvento Pizza · Take-out or food shop · 25 York St · 355 m · licensed Oct 28, 2026
  • Nova Supreme Dry Cleaners · Laundromat or dry cleaner · 140 The Esplanade · 997 m · licensed Oct 26, 2026
  • The Second City Theatre Company · Entertainment venue · 1 York St · 225 m · licensed Oct 23, 2026
  • Le Meridien Toronto Pinnacle Hotel · Entertainment venue · 1 Yonge St · 293 m · licensed Oct 21, 2026
  • Billy's Bodega · Restaurant or bar · 55 Mill St · 1781 m · licensed Oct 21, 2026
  • Indigo Park · Parking lot · 141 Bay St · 458 m · licensed Oct 19, 2026
  • Epic On the Go · Take-out or food shop · 81 Bay St · 313 m · licensed Oct 7, 2026

Source: Short Term Rentals Registration, Multi-Tenant (Rooming) House Licences, Business Licences and Permits (storefront types; owners’ personal names are never shown), POPS, and Daily Shelter Occupancy (Nov 6, 2026). Confidential shelter locations are not published.

07Risks and environment at 20 Bay St

Flood and shoreline hazards
Outside This address
TRCA's maps show this address is outside the areas that could flood from rivers in a major storm (TRCA plans for a storm like Hurricane Hazel in 1954) and outside lake shoreline hazards. Basement flooding from overloaded sewers can still happen anywhere in the city.

Source: TRCA Regulation mapping 2025

Lead in tap-water tests, postal area M5J
0% of tests above Ontario's limit Your area · M5J
In postal area M5J, 0 of 15 home tap-water samples (0%) tested above Ontario's limit for lead (10 micrograms per litre). That's too few samples to compare with the rest of the city. Health Canada recommends a stricter limit of 5 micrograms per litre: 0 samples here (0%) were above it. These are voluntary tests, mostly from older homes, so they don't tell you about this house. Lead comes from old pipes and plumbing, not the City's treatment plants. If your home was built before the mid-1950s, you can get a free test kit by calling 311.

Source: Non Regulated Lead Sample · 15 tests, Dec 13, 2014 to Mar 9, 2020

Air quality now
2 · Low risk Your area
Air Quality Health Index from Environment and Climate Change Canada's Toronto Downtown station, 4.1 km away, measured 1:00 AM EST Tuesday 10 November 2026. Forecast high for the next 24 hours: 2 (low risk). The scale runs from 1 to 10+; 1 to 3 is low risk.

Source: Environment and Climate Change Canada · hourly

TRCA mapping is for screening, not site-specific decisions. Lead results are voluntary samples from homes in the postal area, not this address.

08The neighbourhood: St Lawrence-East Bayfront-The Islands

St Lawrence-East Bayfront-The Islands had 31,285 residents in 2021. The median household income was $87,000, about the same as the typical Toronto neighbourhood ($85,000). 60% of households rent (typical neighbourhood: 46%). 39% of renters spend 30% or more of their income on housing. 22% of workers commuted by transit and 37% walked or cycled (typical neighbourhood: 26% and 5%). The most common first languages other than English and French are Mandarin (5.7%), Spanish (2.8%) and Cantonese (2.8%). Source: 2021 Census; the next census was taken in 2026.

Residents (2021)31,285St Lawrence-East Bayfront-The Islands
Median household income$87,000typical neighbourhood $85,000
Households that rent60%typical neighbourhood 46%
Commute by transit22%typical neighbourhood 26%

Rents aren't published for single neighbourhoods. Across central Toronto (the old City of Toronto, before the 1998 amalgamation), a two-bedroom in a purpose-built rental building averaged $2,457 a month in October 2025, up 6% from a year earlier. The Toronto average was $2,055. The vacancy rate was 3.2%. These averages include long-term tenants; new listings usually cost more.

Average rent, October 2025Central TorontoChange in a yearToronto
Studio$1,526+2%$1,499
1 bedroom$1,914+4%$1,763
2 bedrooms$2,457+6%$2,055
3 bedrooms or more$3,1950%$2,361

Source: CMHC, Rental Market Survey (October 2025), purpose-built rental apartments, central Toronto (the old City of Toronto, before the 1998 amalgamation). CMHC doesn’t publish rents for single neighbourhoods. Adapted by My Address in Toronto.

How St Lawrence-East Bayfront-The Islands compares with the rest of Toronto →

09Quick answers about 20 Bay St

What is being built near 20 Bay St?

There are 5 planning proposals within 250 metres (four in progress and one decided recently). The largest is 958 homes at 7 Yonge St, 239 m away (approved). Source: Development Applications; Committee of Adjustment Applications, as of Nov 9, 2026.

Is the area around 20 Bay St safe?

Police recorded 225 major crimes within 500 m from Oct 2025 to Sep 2026: 136 assaults, 53 break-ins, 15 thefts over $5,000, 14 robberies and 7 car thefts. That's more than at 97% of Toronto addresses. Per resident, in St Lawrence-East Bayfront-The Islands in 2025, assaults and thefts over $5,000 were above the Toronto rate; car thefts were below it. Police place each incident at the nearest intersection, so these figures describe the area, not this address. Source: Toronto Police Service, as of Nov 9, 2026.

How do you get around from 20 Bay St?

The nearest subway station is Union Station (Line 1), 0.5 km away (about a 8-minute walk). Nearby: the 114 Queens Quay East bus (stop at Bay St and Harbour St South Side - Jack Layton Ferry Terminal, 47 m); the 509 Harbourfront and 510 Spadina streetcars (stop at Queens Quay/Ferry Docks Station, 54 m). Source: TTC and GO Transit schedules, as of Nov 9, 2026.

What schools are near 20 Bay St?

The closest are St Michael Catholic School, Bishop Macdonell Catholic School and St Michael's Choir (Sr) School. These may not be the assigned schools; check with the school board. Source: Ontario Ministry of Education school information, as of Nov 9, 2026.

What neighbourhood is 20 Bay St in?

20 Bay St is in St Lawrence-East Bayfront-The Islands, one of the City of Toronto's 158 official neighbourhoods, in Ward 10 Spadina-Fort York. St Lawrence-East Bayfront-The Islands had 31,285 residents in 2021, with a median household income of $87,000. Source: City of Toronto neighbourhoods; 2021 Census, as of Nov 9, 2026.

What is rent like near 20 Bay St?

Rents aren't published for single neighbourhoods. In October 2025, a two-bedroom in a purpose-built rental building across central Toronto (the old City of Toronto, before the 1998 amalgamation) averaged $2,457 a month. That's an average across all tenants, including long-term ones; new listings usually cost more. Source: CMHC Rental Market Survey, as of Nov 9, 2026.

Has 20 Bay St been renovated?

Yes. The City has 71 building permits on record, 38 in the last 5 years. Source: Building Permits, as of Nov 9, 2026.

Is 20 Bay St in a flood plain?

No. TRCA maps it outside river flood and lake shoreline hazard areas. Basement flooding from sewers can still happen anywhere. Source: TRCA Regulation mapping 2025, as of Nov 9, 2026.

Is 20 Bay St a heritage property?

No. It isn't listed or designated on the City's Heritage Register. Source: Heritage Register, as of Nov 9, 2026.

Who is the city councillor for 20 Bay St?

Ausma Malik, councillor for Ward 10 Spadina-Fort York. Email Councillor_Malik@toronto.ca or call 416-392-4044. Source: City of Toronto elected officials, as of Nov 9, 2026.

Answers are generated from the data on this page and update when the data changes.

Archive photos from near this address: myaddressintoronto.com/address/20-bay-st#sec-history

10From the archives

Corner of Bay St. and Harbour St., looking west
1972 · 77 m awayCorner of Bay St. and Harbour St., looking westCity of Toronto Archives, Fonds 2032, Series 841, File 62, Item 16
Bay St, looking south-west, to Harbour St
1932 · 77 m awayBay St, looking south-west, to Harbour StCity of Toronto Archives, Fonds 16, Series 71, Item 9558
Harbour St, looking east, to Bay St
1932 · 77 m awayHarbour St, looking east, to Bay StCity of Toronto Archives, Fonds 16, Series 71, Item 9557
Corner of Bay St. and Harbour St., looking south-west
1972 · 77 m awayCorner of Bay St. and Harbour St., looking south-westCity of Toronto Archives, Fonds 2032, Series 841, File 62, Item 15
Corner of Bay St. and Harbour St., looking north-west
1972 · 77 m awayCorner of Bay St. and Harbour St., looking north-westCity of Toronto Archives, Fonds 2032, Series 841, File 62, Item 18
Toronto Harbour Commission, Harbour St., north side, west of Bay St
1933 · 77 m awayToronto Harbour Commission, Harbour St., north side, west of Bay St Courtesy of Toronto Public Library
Bay Street looking north from Harbour Street
1959 · 77 m awayBay Street looking north from Harbour StreetCity of Toronto Archives, Fonds 200, Series 372, Subseries 100, Item 258
View of a Shriner driving a mini-car at Bay and Harbour Street
1962 · 77 m awayView of a Shriner driving a mini-car at Bay and Harbour StreetCity of Toronto Archives, Fonds 1526, File 103, Item 1
East, on Harbour St, to Bay St, (note illuminated caution sign on right), case #5510, S.W. Abbott - injured
1932 · 77 m awayEast, on Harbour St, to Bay St, (note illuminated caution sign on right), case #5510, S.W. Abbott - injuredCity of Toronto Archives, Fonds 16, Series 71, Item 9550

Photo locations are matched from each photo’s title against City street and address data, so some may be off. Report a wrong location

myaddressintoronto.com/address/20-bay-st · Information from public sources; not a substitute for a home inspection, legal advice or a TRCA site review.
20 Bay St, Toronto M5J (St Lawrence-East Bayfront-The Islands): development nearby, crime, transit and schools · My Address in Toronto